5% Deposit Scheme May Close to Permanent Residents
The Coalition plans to limit Australia's 5% Deposit Scheme to citizens only. Here's what permanent residents and first home buyers need to know now.

The Coalition plans to limit Australia's 5% Deposit Scheme to citizens only. Here's what permanent residents and first home buyers need to know now.

Home values rose 2.1% in Q1 2026 but growth is slowing. See how this impacts borrowing power, loan approvals, and what buyers risk if they wait

Sydney & Melbourne home prices are falling in 2026. With borrowing power down, homeowners risk missing better returns if they ignore renovation and granny flat strategies.

Only 14% of Australians feel better off as rates hit 4.10%. Borrowers who don't review their loan structure now risk paying more than they need to.

RBA lifts rates to 4.10% as housing supply falls short by 61,000 homes. Borrowing power drops, competition rises, and buyers face higher costs across Australia.

All Big Four banks now back the 5% deposit scheme. First home buyers can skip LMI and get in sooner, but eligibility rules mean timing still matters.