Sydney Prices Fall 2026: Renovate Instead of Buying?
Sydney & Melbourne home prices are falling in 2026. With borrowing power down, homeowners risk missing better returns if they ignore renovation and granny flat strategies.

Sydney & Melbourne home prices are falling in 2026. With borrowing power down, homeowners risk missing better returns if they ignore renovation and granny flat strategies.

Only 14% of Australians feel better off as rates hit 4.10%. Borrowers who don't review their loan structure now risk paying more than they need to.

RBA lifts rates to 4.10% as housing supply falls short by 61,000 homes. Borrowing power drops, competition rises, and buyers face higher costs across Australia.

All Big Four banks now back the 5% deposit scheme. First home buyers can skip LMI and get in sooner, but eligibility rules mean timing still matters.

The RBA just raised the cash rate to 4.10%. A $750k mortgage now costs $112 more a month, and rates could hit 4.35% by mid-2026. Check your loan now.

Australia's homes hit a record $12.3 trillion in Dec 2025. Average price tops $1.07M. Find out what this means for your borrowing power and loan strategy.