Australia Housing Value Hits $12.3T in 2025 What It Means for Borrowers
Australia's homes hit a record $12.3 trillion in Dec 2025. Average price tops $1.07M. Find out what this means for your borrowing power and loan strategy.

Australia's homes hit a record $12.3 trillion in Dec 2025. Average price tops $1.07M. Find out what this means for your borrowing power and loan strategy.

Home prices are up nearly 10% while rental vacancies sit near 1.6%. Discover what tight supply and rising investor demand mean for borrowers in 2026.

CGT discount changes could push investors to sell, removing rental homes from an already stretched market. Australia's housing shortage needs supply-side solutions, not more property taxes.

Australia’s inflation holds at 3.8% in 2026, pushing the cash rate to 3.85%. Borrowers face tighter serviceability and higher repayments

Regional Australia rose 3.2% vs 2.1% in capitals, led by WA at 6.1%. Faster sales and rising rents in 2026 are tightening borrowing conditions.

Australia housing values rose 9.4% as rents jumped 43.9% in five years. Borrowers now spend 33% of their income on rent, tightening loan serviceability in 2026.