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Surviving the Market Rollercoaster: Essential Insights for Every Borrower

Opportunities Amid Falling Home Values National Month-on-Month Change in Dwelling Values: The chart highlights key economic and policy events from 2013 to 2023 Australian home values have nosedived for the first time since February 2023, marking a pivotal moment in the real estate industry. Following two years of robust growth, there are now different opportunities …

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Australia’s SMEs Hit Hard by Cash Flow Issues

Cash Flow Issues Like a Parameter for SMEs in Australia As 2025 approaches, Australian Small and Medium-Sized Enterprises (SMEs) face a significant challenge: while cash is crucial for any business, small and medium-sized enterprises increasingly prioritise cash flow. Rising operational costs, payments lag, and the uncertainty of the economy prove ominous for business owners like …

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RBA’s Cash Rate Set to Fall: ANZ Projects 4.1% Target by Mid-2025

RBA’s Cash Rate Set to Decline: ANZ Predicts a 4.1% Target by Mid-2025, Marking a Shift in Australia’s Financial Landscape Australasia’s finances will change a lot because ANZ believes the Reserve Bank of Australia (RBA) will lower the cash rate to 4.1% by the middle of 2025. This change in monetary policy would have an …

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Stamp Duty Relief Program Opens Doors for South Australian First Home Buyers

Stamp Duty Relief Policy: The historical stamp duty relief policy of South Australia is emerging to be feasible for first-time buyers, allowing for increased consumption of this novel offer. The policy, which completely eliminates stamp duty for first-time home buyers until the construction of any newly built property, has not only elevated government expectations but …

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MORTGAGE CREDIT SOARS DESPITE RISING INTEREST RATES

Australian Homebuyers and Investors Show Resilience as Mortgage Credit Continues to Climb Amid Rising Borrowing Costs This chart shows the RBA cash rate, standard, and discounted mortgage rates from 1996 to 2022, with rates declining until a sharp rise in 2022. This highlights tightening monetary policy and rising borrowing costs. Australia’s mortgage market is showing …

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